The meme that actually
runs a lending market.
Deposit a memecoin and borrow USDC against it, or lend USDC. Every market is isolated.
Assets & markets
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Collateral uses time-weighted prices. Each market has its own opening LTV and liquidation threshold, and is liquidated on its own.
Your account, explicit actions
Deposit · fund your account
Send a listed memecoin to your custodial wallet. Each token is collateral for its own market only; USDC is a free balance. Depositing does not create a position.
Lend · earn interest
Contribute USDC to the lending pool. Funds move to treasury and earn interest. A lending position is not collateral.
Borrow · receive externally
Borrow USDC against one token at a time, up to that market’s LTV. Loan sends the net amount to your external wallet. Rates and fees are shown before confirmation.
Repay or withdraw · explicit actions
Repay from custodial USDC or a lending position. Collateral a market’s debt does not need can be withdrawn. A lending withdrawal waits for treasury payment back to custody.
Interest is accounted every 30 minutes. Lending first earns at the next cut; borrowing is charged for its opening epoch.
The risk, on this page
Liquidation closes one position, not the account
When a market’s debt reaches its liquidation threshold, that market’s collateral is sold to USDC for Loan’s treasury and its debt is closed. Loan keeps the proceeds and bears any loss. Your other markets, lending and USDC balance are not touched. The account is locked for new borrowing, lending and withdrawals while the liquidation runs.
